Your money, with direction.
Flexible budget cycles, clear categories and spending that makes sense. Keep your history and close each cycle with confidence.
Public beta · Explore Haven and share your feedback. Paid subscriptions are not active.Try the demo
A LITTLE MORE LIFE. A LITTLE LESS MONEY ADMIN.Good with money.
Good with money.
Room for more.
One thoughtful home for your household’s money.
And a little companion who helps it all make sense.
The Taylor householdILLUSTRATIVE DEMOROOM IN THIS CYCLE$3,280for life as it happens.
Planned$6,400Recorded$3,120Days to go14
Your household, your spaceBuilt for life togetherStart with what you have
THE EVERYDAY. THE BIG PICTURE. THE WHAT-IF.
Everything belongs.
Finally, together.
Less jumping between spreadsheets. More seeing where you are, what’s changing and what comes next.
A bigger view of wealth.
Accounts, property, loans, investments and super. See the pieces together, with balances and history you can inspect.
Make room for possibility.
Plan a goal, explore a scenario, compare repayments or understand childcare and take-home pay. Your assumptions stay visible.
Together, on your terms.
Invite your people, choose what they can do, and keep private accounts private. A financial home that fits your household.
MADE AROUND AUSTRALIAN LIFE
Your pay day.
Your people.
Your kind of plan.
A family budget rarely starts neatly on the first. Build your household’s cycle around the dates that matter, and schedule weekly, fortnightly or monthly income and bills within it.
A rhythm that fits.
Custom cycle dates, recurring costs and a clear distinction between expected income and money actually received.
Room for a changing family.
Plan together, give children their own financial profiles, model changing care days and keep selected accounts private.
The Australian details.
AUD, local dates, pay and lease inputs, mortgage offsets and CCS estimates. See and adjust the assumptions behind the numbers.
ILLUSTRATIVE CYCLELife moves.
Life moves.
Your plan can, too.
Starts15 Oct
→Ends14 Nov
31 days · Your chosen rhythm
Choose the cycle dates that fit your household. This preview illustrates the idea, without changing any records.
Pay, mortgage and CCS results are planning estimates based on your inputs. Confirm eligibility, entitlements and actual charges with the relevant provider.
ONE SUBSCRIPTION. THE WHOLE TOOLKIT.
No choosing between
today and tomorrow.
Budgeting, family planning and wealth tools belong together. Every core finance tool is included in the same household subscription, with no higher tier needed to unlock another calculator.
Everyday budgeting
Custom cycle dates, income schedules, categories and subcategories, recurring budget items, transaction review, reconciliation and closed-cycle history.
Your household’s position
Accounts, assets, liabilities, property, super balances, investment lots, account history and a recorded net-worth view.
Income and work
Take-home-pay estimates, bonuses, salary sacrifice and novated-lease inputs, with editable assumptions and saved profile history.
Home and lending
Mortgage repayments, offsets, interest and repayment scenarios, property assumptions and loan history.
Children and family
Multiple child profiles, childcare attendance and session hours, configured CCS rates, withholding, fees and attendance exceptions.
Plans and possibilities
Savings goals, duplicated what-if scenarios, period comparisons and financial reports. Explore a change before applying it.
Sharing and control
Household roles, private accounts, secure invitations, exports, household deletion controls and a separate platform administration area.
Havi and connections
Consent-based household chat, page-aware prompts, read-only MCP access for external assistants, imports and optional Discord or Slack activity notifications.
Up to five signed-in household members. Children’s planning profiles do not require their own login. AI needs household consent and an active platform connection. Customer bank feeds are not included in this release; use manual accounts and CSV imports. Provider and service usage limits still apply.
SAY HELLO TO YOUR MONEY COMPANION
A little insight.
A lot more Havi.
Thoughtful, curious and refreshingly human. Havi turns the detail into a conversation, spots a useful change and helps you find your next small win.
- Insight grounded in your authorised household records
- Page-aware questions and practical next steps
- You choose when your financial context is shared
- Conversations never change your finances
Can we make room for a weekend away?
A little planning goes a long way. In this example, putting $80 aside each week builds a $640 weekend fund in eight weeks. Want to explore a smaller weekly amount?
A GENTLE NUDGE, WHERE YOU ARE
A little less checking.
A little more knowing.
Connect your household’s Discord or Slack channel for brief activity updates. Keep the financial detail safely in Haven.
HAVI · HAVENYour cycle is wrapped up.
A clearer picture for what comes next.
Discord & Slack · Optional household connectionsFIND YOUR KIND OF FINANCIAL HOME
Different tools.
Different ways of living.
Frollo and PocketSmith are capable products. Haven brings its focus to the Australian household decisions that sit around the transactions.
| What matters | Haven | Frollo | PocketSmith |
|---|---|---|---|
| Best suited to | Australian household planning across budgets, family costs and wealth | Free everyday money management and Open Banking | Detailed cashflow forecasting and global personal finance |
| Budget rhythm | Custom cycle dates and recurring income and bill schedules | Weekly, fortnightly and monthly budgets; PayDay settings | Flexible budget periods and calendar scheduling |
| Family planning | Child profiles, configured CCS estimates, pay and mortgage scenarios | Goals, budgets, bills and personalised insights | What-if scenarios, collaborator access and Family Group billing |
| Bank connections | Manual accounts and CSV imports; embedded customer bank feeds are not available | Open Banking account connections | Automatic bank feeds on paid plans |
| Feature structure | One household subscription with all core finance tools | Free app with no advertising | Free and paid tiers; feed, dashboard and forecasting allowances vary |
| A useful distinction | Explore childcare, take-home pay and mortgage choices alongside the household budget | A strong starting point for free linked-account tracking | A strong choice for long-range forecasts and international accounts |
Reviewed 16 October 2026. Descriptions summarise published features, not every capability. Competitor features and plans can change. Haven’s bank-feed limitation is shown explicitly.
ONE HOUSEHOLD. THE WHOLE EXPERIENCE.
One home.
More possibility.
A 30-day trial for new households, followed by a subscription. Your records remain available to read and export if you choose to stop.
HAVEN HOUSEHOLD
$12.99 AUD / month
A monthly subscription for your household.
- Your complete household finance workspace
- Havi, with your household’s consent
- Budgets, accounts, loans and investments
- Goals, scenarios, pay and childcare
- Shared access with clear member roles
- Household exports and optional chat notifications
All core tools included. Up to five household members. No card needed for the 30-day trial.
Explore your HavenPublic beta. Tester sign-in and a fictional demo are available. No subscription charges are active.A FEW THINGS YOU MIGHT WONDER
Make yourself
at home.
Do I need to connect my bank?
No. Start with your own account balances and imported activity. Customer households can use the downloadable CSV templates. The founder’s personal bank connection is separate; embedded bank feeds for subscribers are not available in this release.
Can I share Haven with my family?
Yes. Your household has its own subscription and access roles. Adult and child financial profiles support planning without requiring a sign-in account for every person.
Does Havi change my money or move funds?
No. Havi explains the records you authorise and helps explore possibilities. It never moves money or changes live finances through a conversation.
What happens if I cancel?
Cancellation stops renewal. Paid access continues through the paid period. You can still read and export household records after paid access ends.
How is my information handled?
Household membership is checked on the server. Private accounts stay restricted. AI requires household consent. Read the privacy notice for the current provider and retention details.